Personal Credit

About Course

Master the complete personal credit system — from understanding your score, to disputing errors, negotiating with collectors, and building a score that opens doors. This course covers everything you need to go from wherever you are today to a credit profile that works for you.

Course Content

Module 1: Understanding Your Score

How Credit Scores Actually Work — No Fluff
Lesson 1 Quiz
Pull Your Credit Reports the Right Way and Read Every Section
Lesson 2 Quiz
What You Can Dispute and What You Cannot — Know the Difference
Lesson 3 Quiz
Module 1 Quiz — Understanding Your Score

Module 2: The Dispute and Negotiation Process

Module 3: Building and Protecting Your Score

Student Ratings & Reviews

No Review Yet

About Course

What Will You Learn?

Course Content

Module 1: Understanding Your Score

How Credit Scores Actually Work — No Fluff

Lesson 1 Quiz

Pull Your Credit Reports the Right Way and Read Every Section

Lesson 2 Quiz

What You Can Dispute and What You Cannot — Know the Difference

Lesson 3 Quiz

Module 1 Quiz — Understanding Your Score

Module 2: The Dispute and Negotiation Process

The Dispute Process — FCRA Rights, Certified Mail, and What to Do When Bureaus Ignore You

Lesson 4 Quiz

Goodwill Letters — Remove Accurate Negative Items Through Negotiation

Lesson 5 Quiz

Pay for Delete — Negotiate with Collectors to Remove the Account

Lesson 6 Quiz

Disputing Directly with the Original Furnisher — Section 623

Lesson 10 Quiz

When and How to File a CFPB Complaint That Gets Results

Lesson 11 Quiz

Module 2 Quiz — The Dispute and Negotiation Process

Module 3: Building and Protecting Your Score

Utilization Strategy — The 10% Rule, Statement Timing, and What Most People Get Wrong

Lesson 7 Quiz

Building From Scratch — Secured Cards, Credit Builders, and the Right Order

Lesson 8 Quiz

Protecting Your Score Long Term — Fraud Alerts, Credit Freezes, and Identity Theft Recovery

Lesson 9 Quiz

Your 12-Month Personal Credit Roadmap — From Any Starting Point

Lesson 12 Quiz

Module 3 Quiz — Building and Protecting Your Score

Personal Credit Final Exam